Cheraman Financial Services Ltd carries out the NBFC operations. The company is registered with RBI as a non-deposit taking NBFC*. The group carries out financial leasing and equity funding activities through this vertical on a pan India basis. The company initially focuses on healthcare and construction equipments, IT equipments, commercial vehicles and industrial machineries for leasing.
Lease Finance
- CFSL provides leasing of medical equipments, construction equipments, IT equipments vehicles & manufacturing equipments.
- Lease finance up to 80% of the asset value depending on customer & equipment nature
- Lease tenure up to 5 years depending on the nature of the asset.
- Leasing of used/refurbished equipments.
- Flexible lease rents like monthly, quarterly, step up, step down & moratorium in certain cases.
- Flexible documentation and easy processing
- Transparent Schemes with no hidden charges
- Funding for a wide range of customer profiles
Equity Finance
This business vertical provides equity funding to viable ventures, both for startup entities as also for expansion of existing entities in various industry verticals. The Fund is sector agnostic, however the preferred sectors are Healthcare and allied Services, Food Processing, Alternative building materials, Education, Hospitality, IT/ITES, Logistics and Water and Clean Technologies. We invest in the form of equity, Optionally Convertible Debentures (OCD)/ Optionally Convertible Cumulative Preferential Shares (OCCPS), etc. The exact instrument varies from case to case depending on the risk perception and the requirements of the investee company. The investment horizon varies from within 5 years with the option for a quicker exit incase the situation so warrants.
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